PIN Code In India, a PIN code (Postal Index Number) comprises six digits utilized by postal department to streamline the sorting and distribution of mail. Each area in India is assigned a... Read More
Category: Finance
In Moti-Nagar, you can easily get personal loans online, making it super convenient for people. You don't have to go to the bank; you can do everything online. Applying for... Read More
Bank Overdraft & Cash Credit Bank overdraft and cash credit facilities are both forms of short-term borrowing provided by financial institutions to individuals and businesses. Here’s a detailed explanation of each: 1. Bank... Read More
Loan Against Property In a loan against property (LAP), individuals offer their property as security to obtain funds from a lender, making it a secured borrowing option. This loan allows individuals to... Read More
Gold Loan A gold loan is a type of secured loan where gold jewelry or ornaments are pledged as collateral to obtain funds from a lender. Brief overview of Gold Loans (GL): 1.... Read More
Jan Aushadhi Kendra The Jan Aushadhi Kendra (JAK) program, spearheaded by the government of India, strives to ensure access to high-quality generic medications at economical rates for every individual, with a... Read More
Ayushman Bharat Yojana (ABY / PMJAY) Ayushman Bharat Yojana, also known as the Pradhan Mantri Jan Arogya Yojana (PMJAY), is a flagship healthcare scheme launched by the Government of India in... Read More
Kisan Vikas Patra (KVP) The Kisan Vikas Patra (KVP) serves as a modest savings program provided by the Government of India, with a core focus on encouraging long-term financial resilience among... Read More
Senior Citizen Schemes In India, various schemes and benefits are available for senior citizens, aimed at providing financial security, healthcare support, and other assistance. Here’s an overview of some key senior citizen... Read More
Recurring Deposit (RD) A recurring deposit (RD) is a type of term deposit offered by banks and financial institutions that allows individuals to save a fixed amount of money regularly over... Read More